Thrifty Thursday rewind Jan 3rd

Happy New Year! I love the beginning of the new year-doing new resolutions, reflecting on the last year and what progress I am making both personally and financially.

Here is my 2012 year financial year in review overall it was a so so year .  I didn't make some of my goals due to some conflicting expenses.  I am going to start substitute teaching again and that money will go towards a special fund. 

Also stop by our co host for  A Life in Balance blog! 

HOW DO YOU SAVE MONEY?

Please remember to follow the Thrifty  Thursday Rewind  linkup  

1. Link up an old  money saving  idea post (we want to give love to some of your older posts)
2. No giveaways or deals posts.
3. Recipes are allowed, but share how it is thrifty! 
4.  A link back is nice but not required 
5. Visit the other links and share a comment