Saturday, March 30, 2013

Win Free Shell Gasoline for a full year




 One lucky winner plus 5 of their friends will have an opportunity to win free Shell Nitrogen Enriched Gasoline for a full year. I don’t know about you, but I could deal with free gas for a year plus I would be super friend To enter, simply click the banner above!

Wednesday, March 27, 2013

BabiesRUs March 2013 Sale Buy One Get One Free Clothing!


BabiesRUs: Buy One Get One Free Clothing!

BabiesRUs is having a great sale right now for BOGO Free Clothing!
There are obviously too many deals to list.  But to give you an example, this Gerber 4 Pack of Bodysuits is $9.99. Add another set just like this one to your cart in another color, or maybe the Boy set to give as a Baby Shower Gift. Total cost ends up being $5.00 per 4-pack!!  $1.25 per onesie!!! Now that is a deal. :)
This deal is valid online and in-store! It also works on sale and clearance items too!

Tuesday, March 26, 2013

Printable CVS $3.00 off $15.00 coupon for Easter March 2013



Hurry and print this *HOT* CVS $3 Off $15 Coupon – Good towards an Easter purchases and good for one day only March 26th 2013 
Learn how to coupon, find all the best deals first, network on our  Facebook page 

Monday, March 25, 2013

Vistaprint – 140 Custom Labels $5.00 Shipped

With so little time for personal errands in a day, let alone addressing cards, we are always looking for the fastest ways to get things done. Now, for as little as $5, including shipping, you can get labels from Vistaprint that are perfect to help free up your days for more “me” time, so you won’t have to address 30 invitations for your son’s birthday party or the additional 30 thank you cards for the presents. Here are some more ideas! 



This ever popular offer is back again!  Get 140 Custom Labels for $5.00 Shipped:
  • Create gift tags and stick the ends together to seal a twisted goodie bag or stick them on top of a gift or baked treat.
  • Use them as “property of” or “belongs to” labels for your children’s school supplies.
  • Design your own jar labels for baking ingredients like flour and sugar for a spin on the classic chalkboard labels.
  • Send a couple their own personalized set with their names and new address after their wedding or move.
  • Upload your own design or pictures to wrap around toothpicks to create adorable cupcake flags for a special occasion.
  • Realtors share these with anyone of your clients moving in to a new home 

Frugal Meal Planning week of March 24th

Happy Monday!  I have checked the calendar several times but I haven't seen spring  actually show up yet.  I really want to start planing my garden but I still have patches of snow and  there is even more snow in the forecast this week.  

Please follow me on facebook where I share a ton of deals and coupons  Stop by and say hello!  https://www.facebook.com/MommaAndTheBoysLivingOnABudget

Sunday  Steak, oven roasted potatoes, green beans 

Monday  Bubble up Pizza  Hubby has a work function and I let the kids pick up "fun dinner"

Fish Taco Wraps 
Tuesday   Pork chops,    (mix frozen spinach, 2 cups cottage cheese, 2 eggs and parm cheese) 

Wednesday Chili Mac  

Thursday   Cook one of the Ham, mashed potatoes, broccoli  ( I was able to pick up 2 large hams this week at the grocery store for only 99 cents a lb if we spent $50 in groceries.  So you may see alot of ham recipes over the next few weeks) 

Friday  Fish Tacos (burrito wraps)  these have been a total hit during lent.  

Saturday Pizza night 




Are you looking for even more menu ideas check out  Monday meal plans at organizing 

Sunday, March 24, 2013

FREE Sample of Suave Professionals Moroccan Infusion Shampoo


FREE sample of Suave Professionals Moroccan Infusion! Just enter their sweepstakes and the first 200k will get this great freebie!


You can bypass the video to get your Free sample of Suave - GO HERE and click on ‘ENTER NOW” to get the form.
Plus, you will be able to enter their instant win game for a shot at winning one of 1,200 other prizes.

Friday, March 22, 2013

Frugal Five Meet Rita from Minnesota


Rita   is a  single mom and nurse  in her late  30s from  Minnesota.

What is your financial life?
I was married in my late  20s and divorced the bum  by 33. My ex-husband was very controlling of money and it often caused stress between us.  Money problems  are often the cause of divorce and it was a main reason we got divorced. We have one daughter who is now 8 years old and the light of my life   I am  I purchased a condo 3 years ago with a 30 year mortgage.

What is your budget buster?
I love my condo but I probably overspent on it.  It is 35% of my monthly income. I am hoping my income goes up and I will have a little bit of breathing room. 

What is your favorite money saving tip?
Stay out of the store. I am a reformed shopalic I realized I don’t need to be at the mall every single weekend.   I would spend $200 a weekend on clothes.

If you had an extra $1000 what would you do with it?
Luckily I don’t have any credit card debt but am still trying to build up an emergency fund. 

What is your best resource for frugal living?
I spent some time on Mary Hunt’s message board and they help keep me out of the store.  

Toddlers, Kids, & Women Asics Running Shoes as low as $39.99



Zulily has a great sale on Asics Running shoes for kids and women! The kids shoes start at just $39.99 which is a great price for these shoes!  They also have crocs on sale   

Friday Freebies March 22nd 2013

Here are some of the best freebies found on the internet this week!   Make sure you grab them 

Free small fry and drink  at Hardees


Free Toms of Maine toothpaste sample

Free Subscription to Cosmopolitan Magazine
 

Free Sample of Folgers Fresh Breaks Coffee

Free Fiber one protein bar

 FREE bowl of oatmeal at Waffle House. This Waffle House coupon is valid Monday through Friday and expires on 4/2.
 
 Free pet safety pack from the ASPCA
 Best of Spring Recipe ecookbook from Betty Crocker for FREE!
 
FREE subscription to Reader’s Digest! Just choose homemaker as your occupation, if you are currently unemployed or a stay at home mom! It 
 

FREE Fekkai Technician Color Care sample! This offer is for Sam’s Club Members only.
 
Yopa Greek Yogurt Facebook page. Like them and then fill out the short form to enter.
They are giving away 5000 free product coupons as well as $10,000
 

Tuesday, March 19, 2013

Savings, Special Offers and Expert Advice from Huggies!


When you have a little one or new baby one the way , you have lots of questions. HUGGIES® Brand is here to help. Register today to get access to expert advice from resources like Mommy Answers and the Welcome Baby Guide. Plus you?ll receive exclusive savings coupons and special offers. Click Here to sign up!

Join Enfamil Family Beginnings® for up to $250 in free gifts.

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Join Enfamil Family Beginnings® for up to $250 in free gifts.

Are you a new mom or a mom to be make sure you sign up!  
Free samples of products from the Enfamil® Staged Nutrition line:
Up to $60 in savings on Enfamil products
Monthly emails with expert advice and nutrition information for you and your baby – at every stage of development. Click on the banner above.

Monday, March 18, 2013

Famous Footwear Printable 15% off coupon March 2013

 

 Take an extra 15% off of your next purchase at Famous Footwear! Print your coupon to shop in-store 3/21-3/31! Need Easter shoes make sure you check out Famous Footwear

Frugal Menu Ideas for week of March 17th


Happy Monday!  Here is the menu plan for the week.    Life has been crazy and hectic. I subbed 4 days last week for a first grade classroom where the teacher was out on bereavement leave. I was able to make use my menu plan to keep me sane and stay out of fast food or pizza.     

Let's hope that spring is almost here!


Please follow me on facebook where I share a ton of deals and coupons  Stop by and say hello!  https://www.facebook.com/MommaAndTheBoysLivingOnABudget


Sunday  Yeah it was Saint Patrick's Day   We have a local parade that we attended, My parents and sisters family come over to my house. I made a corn beef and cabbage for dinner for all of us.   I picked up an extra corn beef brisket to throw in the freezer while they are on sale.  I may make some corn beef hash with some of the leftovers 

Monday  Meatloaf, in the crockpot  Twice baked sweet potatos  green beans, 


Tuesday Will be trying out a new recipe that I got from Menu plan Monday linkup    Pesto Ranch Crockpot Chicken Thighs (thanks for the link Life Alphabetical) serving  with whole wheat pasta . I will be using regular chicken breast since I don't have any chicken thighs.

Wednesday  Chili over potatoes 


Thursday  Cheesy beef and broccoli brown rice on the side for the boys 

Friday Fish Tacos 

Saturday  We have a dear friend who is going on their 3rd military tour in the past 6 years.  His wife  is having a good bye party for him.  I will bringing some appetizers and desserts. 


Are you looking for even more menu ideas check out  Monday meal plans at organizing junky  

also looking for some guest bloggers or if you want to be profiled send me message 

Free Easter Brunch eCookBook — 11 Recipes!


Free Easter Brunch eCookBook — 11 Recipes!


Free eCookbook 11 Recipes for Easter Brunch, featuring over 10 recipes suited for Easter brunch. Click Here  including  Ham & egg caserole, Quiche and much more!

Saturday, March 16, 2013

Stride Rite Toddlers and Kids shoes on Sale at Totsy


Stride Rite toddlers kids shoes starting at $21.50 shipped!

Totsy is having a great sale right now on toddlers  kids shoes!

Outfit tiny feet the "rite" way with this classic collection of shoes from the trusted kids' footwear brand. Since 1919, Stride Rite has been keeping tots up and at 'em with its rigorously tested designs and kid-friendly fashions. This worldly collection of Stride Rite favorites -- including styles from Saucony, Sperry, Keds, Disney, Marvel and more -- is crafted from the highest quality materials, ensuring growing feet stay happy, healthy and comfy. Fits infants - youth size 7 in medium, medium wide, wide and extra wide widths.

Friday, March 15, 2013

Friday Freebies March 2013


Here are some of the freebies found this week on the internet

duncan hines easter egg hunt freebies  ! This week and next week they will be giving away a total of 3000 Free  sets of all 12 Duncan Hines frosting creations™ flavor packets!!
 Get your FREE Cabinet Safety Latch Kit from P&G!
You can get a Free quart of Clark & Kensington Paint at Ace Hardware on March 16th. Make sure you get there early because there is a limited number of cans that will be given away.

Wednesday, March 13, 2013

Start Earning Money Today with Ibotta smartphone app


Have you joined Ibotta yet? What are you waiting for!  It’s super simple to make cash from Ibotta (not points, not awards, but cold hard cash) deposited into your Paypal account within days of opening your account.
Ibotta has been featured on Good Morning America and Google Play, and in just a few months since its release last fall, Ibotta users have earned well over $500,000.
How does Ibotta work?
  • Before shopping, choose your favorite products and complete the tasks; the more you complete, the more cash your earn! 
  • Buy your chosen products at over 41+ retailers where Ibotta works like Target, Walmart, CVS and your favorite supermarkets 
  • After checking out, verify your purchases by uploading a photo of your receipt and scanning the product’s barcode.
Ibotta adds new product offers all the time, so just check your offers consistently to make the most of the offers.  I will try to highlight offers
Go HERE to get sign up and start putting cash in your pocket today!

Free Small Fry and Drink at Hardee's restaurant

Sign up for Hardee’s e-Club and receive a printable coupon for a FREE small fry and small drink with purchase of any 1/3lb Thickburger®. Super easy sign up and coupon is sent right to your inbox



. 
 Available states: 1392 locations in 30 states (AL, AR, DE, FL, GA, IA, IL, IN, KS, KY, LA, MD, MN, MI, MO, MS, MT, NC, ND, NE, OH, OK, PA, SC, SD, TN, VA, WY, WV, WI)

March 2013 Printable Breakfast Cereal Coupons

$1.00 off TWO BOXES Cheerios cereals
Print out these great printable cereal breakfast coupons 
  

$0.50 off ONE BOX Lucky Charms cereal
$1.00 off TWO BOXES Cheerios cereals
$0.75 off ONE Wheaties cereal
$0.75 off ONE BOX Kix cereal
$1.00 off any TWO General Mills Big G cereals
$1.00 off any ONE (1) Post Sesame Street Cereal
$1.00 off any 3 Kellogg's Cereals listed

What women should know about money at 20, 30, 40


Carmen Wong Ulrich the author of The Real Cost of Living: Making the Best Choices for You, Your Life, and Your Money  was on the Today show recently talking what Women should know about money in your 20s, 30s and 40s.  


Here are some of the highlights they shared  


What women  should know about money in your 20s 

Don't over pay for for your healthcare you can compare plans at ehealthinsurance.com 

Also consider staying on your parents plan until you are 26  under the Obama   affordable care act  It would probably be cheaper for you and make sure you would help your parents out with your share

.
Contribute at least the maximum your employer will match to your retirement accounts  

Make your budget work for this! I honestly wish I save more money in my 20s in my retirement however we spent a little bit too freely instead of paying myself first. 




What women  should know about money in your 30s 


If  you have trouble savings on your own, keep your W-2 witholdings  high  so you can save your tax return. 

Have a 6 month emergency fund 


There was a little bit of a debate on the w-2 withholdings, if you have a trouble saving look at your last year tax refund and divide that by 12 and pay yourself first 






What women  should know about money in your 40s 



Make a will to stretch your money for your loved ones  

Put 20% of your salary into retirement accounts-need to supercharge your retirement before college. 


A will should be done as soon as you are married and especially if you have children.   Oh how I wish we were saving 20% for retirement at this point however real life gets in the way.  Trying to live frugally so  I can save money.  


Check out the video segment 




Monday, March 11, 2013

Frugal Dinner plan week of March 10th

Happy Monday!  Here is the menu plan for the week 


Please follow me on facebook where I share a ton of deals and coupons  https://www.facebook.com/MommaAndTheBoysLivingOnABudget

Sunday turkey burgers,  butternut squash fries for me and regular fries for everyone else

Monday    Easy lazy man cabbage rolls   click for recipe. 
chicken bruschetta bake! 

Tuesday   Roasted chicken, mashed potatos, green beans 


Wednesday   either leftover cabbage rolls or chili  

Thursday  Using the leftover roasted chicken for  Bruschetta Chicken Bake

Friday  Fish Tacos  for lent dinner  the kids keep on requesting this  

Saturday  Homemade pizza 



Are you looking for even more menu ideas check out  Monday meal plans at organizing junky  And if you a frugal blogger please join thrifty thursday linkup!

Sunday, March 10, 2013

How to budget with variable irregular income



My husband is in sales and since his commission checks go up and down, that means our incoming cash flow does  is always variable I  also have some part time income right now from subbing and some online jobs that  I work.   It took me some time figure how we should really budget for this and that is one of the reasons we got into  credit card  debt over 15 years ago when we were first married. I spent based on some of his  highest months and continue to live that way when his income varied. 
Total your expenses
When you're making a variable-income budget, start by totalling your income as you would if your income was fixed. Add up the things you spend money on every month. This includes rent/mortgage, utilities, car note, car insurance, health insurance, life insurance, phone bill, loan payments, credit card payments, and taxes. You should even calculate how much you'll spend on variable expenses like gas and food.
Average your income
If you had a variable income last year, too, use your last tax return to come up with an average monthly income. Just divide your gross income by 12 to come up with an average monthly income. If you don't have a year's worth of income, average the months you have. For example, if you've been freelancing or contracting for 7 months, add up the last 7 months of income and divide it by 7. This will give you an average income to base your budget on.
Does your average monthly income exceed your expenses?
Your average monthly income needs to meet or exceed your expenses. If not, you're going to run into a cash flow problem like we did when we first got married.  I wasn’t very frugal nor did I ever keep a budget.    I had to adjust our  expenses to fall below your average monthly income.

Put your put in practice 
I have 3  accounts that I use to help me budget and make sure that we are on track!
I have  one checking account and  3 savings accounts. My checking account will hold  our  monthly income that I  use to cover bills and other expenses.    I have my husband’s pay deposited in to the first saving accounts and then I transfer it to my checking account to cover my bills.   I have any of my money directly deposited as well.
The other savings account will be for savings  It is really  my emergency  fund .  .. Start your budget at the beginning of the month. Your checking account needs to have enough in it to cover your expenses for the month.
As you get paid throughout the month, put the money into Savings Account #1. You shouldn't have to touch your savings account during the month. If you do, then you didn't budget enough for your expenses or you're overspending (or you ended up getting paid less than average, see below). At the end of the month, around the 28th, transfer  or what you need to cover your expenses) into your checking account. You are also budgeting a month in advance  this way.  Anything extra will become your buffer for the months where you income is below your regular expenses.

FREE Box Of L’Oreal Healthy Look Creme Product


win a Box Of L’Oreal Healthy Look Creme Product

FREE Box Of L’Oreal Healthy Look Creme Product  

Hurry on over and enter to win a FREE Box Of L’Oreal Healthy Look Creme Product! Click on ‘Telescopic Contest’ tab at the top of their Facebook page. There will be a total of 150,000 winners (10,000 daily)!

L’Oreal is giving away 150,000 Free Boxes of L’Oreal Healthy Look Creme Hair Color. 10,000 per day.

Saturday, March 09, 2013

Best Coffee Coupons freebies and deals for March 2013


Here are the coffee coupons and freebies  available for  March 2013

So go ahead and print out these coupons



$3.00 off 2 bags of Seattle's Best Coffee
$1.00 off TWO (2) GEVALIA Single Serve Cups
$1.00 off TWO (2) MAXWELL HOUSE Single Serve Cups
$1.00 off ONE (1) MAXWELL HOUSE Coffee
$1.00 off 1 MAXWELL HOUSE Single Serve Cups
$1.00 off any ONE (1) GEVALIA Coffee
$1.50 off ONE bag of Seattle's Best Coffee 12 oz
$1.00 off (1) Starbucks VIA Ready Brew
$1.00 off any (1) Silk Iced Latte half gallon

Save $2 off 2 Nescafe Taster’s Choice Coffee/
Nescafe Taster’s Choice Stick Packs Coupon


Save $3 off any One Land O Lakes Half & Half QT & One 12 Count box Of Green Mountain Coffee K-Cup Packs

Nestle Coffee-Mate Powdered Creamer Coupon


Free Sample of Folgers Fresh Breaks Coffee (First 350,000!)


Dunkin’ Donuts Perks: 2 Free Medium Beverages Plus Other Offers and Coupons

Join Dunkin’ Donuts’ DD perks (free) and get a Free medium beverage (Latte, Tea, Coffee, Coke, etc..)  plus you will receive other valuable Dunkin’ Donuts coupons.
Sign up for Dunkin’ UpDDate and get a free* beverage, plus one on your birthday

Free Flatbread Breakfast Sandwich  and Coffee at Subway!!

The only thing better than a coupon for Restaurant food is FREE Food!
Get a FREE 3-inch Flatbread Breakfast Sandwich and a Coffee at Subway from Mar 11th-16th (Select Subway Locations Only) enter your zip code to see if you live near a participating Subway.  Select locations in  GA, NC, WV, VA, and NC.



Starbucks Get $5.00 free when you sign up for the Starbucks loyalty card

JCPenney: $10 off $25 Purchase March 2013 Coupon

JCPenney is offering up $10 off any $25 or more purchase coupon. This coupon is valid in-stores or online through March 10th 2013 . JCPenney online shoppers can use coupon code : TEN4YOU at checkout.




Get your spring wardrobe there are dresses on sale and many essential spring tops and pants on sale. 

Thursday, March 07, 2013

Sign up for Dollar General newsletter save money



Sign up to receive the Dollar General Newsletter to stay informed of all the newest offers and deals! Dollar General does accept manufacturer’s coupons, so stay up to date on the what deals Dollar General is offering to see if you can make the deal sweeter with coupons!

Scholarships4Moms: Win a $10,000 Scholarship!



Scholarships4Moms: Win a $10,000 Scholarship!

Women seeking financial aid for mothers likely have some unconventional ways of raising their kids while trying to work and earn a degree, but two parenting experts reveal that the key to being a great mom may be to veer away from traditional American approaches.

Enter the Contest to win a $10,000 Scholarship.
Must be a mother and register by March 15, 2013.