The point is simple, as most vital points are: You need to start today, right now, this second, to save in a prudent way.
Ben Stein writes that in his recent yahoo finance articleThe Early Bird Gets the Nest Egg Common Sense . I wished I save more money in my 20s before DH and I were parents, homeowners and spending money like bunch of crazy kids. My nest egg at 35 would be alot higher than it is now.
check out the article for common sense advice... the earlier you start the more moola you will have when you retire. If you have access to a 401k a work, take advantage of it. If you don't, open an IRA.
Enjoy your savings!
Theresa
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