I am an average Jane, hubby is an average Joe and often wonder how we are doing with retirement. We are trying to sock away as much money in in our younger years (mid 30s)and wish we did more in even our younger younger years.
Putnan created the "average joe" basically the bottom line is The more money you save, the more money you will have.
Picking the right mutual fund, stock or bonds will not make that much of difference.
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