Wednesday, November 30, 2011

How to fix your credit

Fix Your Credit Easily By Following A Few Steps

Having a good credit score can help you get a lower interest rate when you go to buy a car or a house, but not everyone has a good credit score. If your credit score is not as good as you would like it to be, then check out these tips to help you repair your credit. Keep track of who you authorize to put an inquiry of your credit report. Inquires do have a negative effect on your report. Review your credit report and dispute any inquiries that you have not authorized. Keeping track of small items like this, can have a large cumulative effect on your credit report. If you are constantly forgetting to pay your bills, leading to bad credit, set up automatic bill payments with your bank. You can set it to be the minimum for your credit card and a full payment for other items like cable television or your cell phone and you'll never forget it again. Ordering one's free credit report from the three major credit recording companies is absolutely vital to the credit repair process. The report will enumerate every debt and unpaid bill that is hurting one's credit. Often a free credit report will point the way to debts and problems one was not even aware of. Whether these are errors or legitimate issues, they must be addressed to heal one's credit score. Limit phone calls from debt collectors. Limit the time you spend talking to debt collectors on the phone, and be careful of what information you share with them, as they may not be legitimate. Don't be strong-armed into sending anyone money until you have something in writing. Once you receive a collection notice in the mail, you can then demand documentation that they have the legal right to collect money from you. This information must be mailed to you within 30 days of the original debt collection notice. If they can't provide this documentation, they have to cease debt collection efforts immediately. An important tip to consider when working to repair your credit, is to only apply for a loan when you are almost certain that you will be approved. This is important because you may lessen the chances of getting approved in the future if you are rejected. One of the main reasons why people have poor credit is they do not pay their bills on time. What you should do is talk to your bank and set up automatic and recurring payments for your bills. As long as you have money in your account, you won't have to worry about not paying on time. As you can see from these tips, there are many ways to help you repair your credit and raise your credit score. Educating yourself about the proper way to build credit will help you out in the long run. If you would like to repair your credit, you can apply the advice from this article and start repairing your credit right away.

Sunday, October 09, 2011

Printable Grocery Coupons for October 2011

Here are printable grocery coupons for Oct 2011

Sunday, September 04, 2011

Ziploc money saving tips

If you sign up for Ziploc right at home newsletter you will get money saving tips, great recipes and special offers. Here are a highlight of some tips shared on their forums Storing leftover pizza Use a Ziploc® Brand Big Bag for storing leftover pizza. It’s the perfect size! Ready-to-make pancakes Prep pancakes the night before and store the batter in a Ziploc® Brand Twist 'n Loc® Container. Then all you have to do in the morning is get the griddle hot! Creating 100-calorie snack packs To help with portion control, use Ziploc® Brand Containers to make several 100-calorie snack packs at one time. Keep these snack packs in the pantry or fridge so they're easily accessible.

Thursday, September 01, 2011

September grocery coupons

Here are grocery coupons available for the month of September

Pillsbury

Cereal

Yogurt

Pizza/Snacks

Misc Food & Household

Health & Beauty

Games

Monday, August 22, 2011

Frugal Meal Dinner planning Aug 21st

Here is what we are having for dinner this week:

Sun Steak, sweet potato fries, green beans

Mon Easy Mexican Lasagna with Tortillas

Tues Chicken, broccoli and pasta

Wed Mexican Lasagna

Thurs Leftover chicken and pasta

Fri Turkey burger melts, french fries, veggie

Sat Homemade pizza

Wednesday, August 03, 2011

Get Kellog's coupons

Kellogg is offering some coupons if you sign up for their email program. Signup to get Access to $5.00-$10.00 in coupons plus Enjoy your favorite Kellogg brands for less with money-saving coupons Get special offers and promotions Be the first to know about new products and the latest innovations at Kellogg. You will also receive the tastiest Kellogg recipes from their food.

Tuesday, August 02, 2011

Grocery store food printable coupons for August

Here are some great new coupons for the month of August that will help you lower your food bill. Combine them with some saving at your local supermarket.

Food Coupons

Personal Care Products

A Momma and the Boys Living on a Budget

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