Frugal Five Meet Maggie

Maggie is a frugal mom with 2  kids ranging from   21 and 16 years old from Rhode Island 

What is your financial life?

I have been primarily  stay at home mom to 2  boys  and have a great husband that I have been married for 22 years. For many years, my husband and I lived on one  income. It  has been a challenge and we've struggled a lot along the way. We do have a mortgage and believe in paying cash. Things are ok now and I'd like to keep them that way and "save for a rainy day" While I don't believe in using credit cards, I have never really saved money.  I have only been back in the workforce for the past 5 years working in a doctor's office. that money has really gone towards my oldest college money.  He lives at home and goes to the local state college. He is pretty good about contributing as well. I don't want him to get student loans.   My main concern is retirement we are still 20 plus years away from that  but I feel that we don't have enough money saved and are behind the 8 ball. 

What is your budget buster?

Feeding 2   growing   boys! They eat eat and eat! I am always looking for healthy and filling recipes. 

What is your favorite money saving tip?

Pay in cash. If you can not afford it  Don't buy it.  I am a huge fan of Suze Orman and love her Can I afford segment on tv 

If you had an extra $1000 what would you do with it?

I would put it towards my emergency  fund. 

What is your best resource for frugal living?

Living bellow  your means I follow a frugal mom message boards. I keep a calendar  and write on it if I spend or spend "allowable" or no spend. It helps keep me accountable. The first month I did it, I was surprised how many times I spent on a whim.  Each month I do better, last month I only spent on allowable items (groceries, things I have budgeted for). I'm still working on my extra spending like eating out for lunch, but I am a work in progress and I try not to be too hard on myself. 

Do you want to be featured on the Frugal Five  contact us through our facebook page 

September grocery coupons

Here are grocery coupons available for the month of  September 
Pillsbury

• $1.00 off Pillsbury Sweet Moments desserts
• $0.40 off TWO Pillsbury or Grands! Sweet Rolls
• $1.00 off Frozen Pillsbury Egg Scrambles
• $0.50 off TWO Pillsbury Toaster Strudel pastries

Cereal

• $0.75 off Fiber One cereal
• $0.50 off Cereal Treat Bars
• $1.00 off 3 General Mills divisional cereals

Yogurt

• $0.75 off any two Yoplait products
• $0.50 off 2 Yoplait Greek Yogurts
• $0.40 off six Yoplait Yogurts

Pizza/Snacks

• $0.40 off TWO Totino's Rolls Snacks
• $1.00 off FOUR Totino's Crisp Crust Party Pizza
• $1.00 off Totino's Pizza Stuffers
• $0.75 off 1 Kashi Frozen Entree or Pizza Product
• $0.40 off 1 Fleischmann's Pizza Crust Yeast
• $0.50 off any 5OZ. OR LARGER Bugles Corn Snacks
• $1.00 off off any box of Kashi TLC Snack Cracker
• $0.50 off any Chex Mix 4.5 oz. or larger
• $1.50 off any 2 boxes of Kashi TLC bars
• $0.75 off (2) Nature Valley Granola Bars

Misc Food & Household

• $1.00 off 2 Any Spic and Span Product
• $0.55 off any Chore Boy Product
• $0.75 off one (1) Solo Cups, Plates or Bowls
• $0.50 off Fun da-middles Cupcake Mix
• $1.00 off 3 can/bowl Campbell's Healthy Request
• $1.00 off ONE (1) CAN OF 3-IN-1 MULTI-PURPOSE OIL

Health & Beauty

• $1.00 off any JOHNSON'S Baby Powder
• $0.30 off Original Carmex Lip Balm
• $1.00 off on one (1) 4 oz. or greater Carmex Skin
• $1.00 off MAYBELLINE NEW YORK FIT ME PRESSED POWDE
• $1.00 off MAYBELLINE NEW YORK FIT ME FOUNDATION
• $3.00 off on any Flex-a-min product
• $2.00 off on any Ester-C The Better Vitamin C
• $4.00 off ON ONE BOTTLE OF FOCUSfactor
• $4.00 off ON ONE BOTTLE OF OMEGA DHA 900 Redeem at
• $4.00 off ON ONE BOTTLE OF OMEGA FACTOR 3

Games

• $5.00 off one SIMON FLASH, SCRABBLE FLASH, YAHTZEE
• $4.00 off the purchase of one MONOPOLY game
• $4.00 off the purchase of one CONNECT 4 game

Frugal Meal Dinner planning Aug 21st

Here is what we are having for dinner this week:

Sun Steak, sweet potato fries, green beans

Mon Easy Mexican Lasagna with Tortillas


Tues Chicken, broccoli and pasta

Wed Mexican Lasagna

Thurs Leftover chicken and pasta

Fri Turkey burger melts, french fries, veggie

Sat Homemade pizza

Get Kellog's coupons

Kellogg is offering some coupons if you sign up for their email program. Signup to get Access to $5.00-$10.00 in coupons plus Enjoy your favorite Kellogg brands for less with money-saving coupons Get special offers and promotions Be the first to know about new products and the latest innovations at Kellogg. You will also receive the tastiest Kellogg recipes from their food.

Grocery store food printable coupons for August

Here are some great new coupons for the month of August that will help you lower your food bill.  Combine them with some saving at your local supermarket.


Food Coupons

• $0.50 off Cinnamon Toast Crunch cereal
• $0.75 off any Chex cereal
• $0.75 off Cocoa Puffs cereal
• $1.00 off any 3 General Mills Divisional cereals
• $1.00 off 2 Barber Foods Stuffed Chicken Breast
• $0.50 off Bisquick Baking Mix
• $0.50 off Nature Valley Granola Thins
• $0.75 off Nature Valley Granola Bars
• $0.50 off Fiber One Brownies
• $0.50 off Betty Crocker Fruit Snacks
• $1.00 off Pillsbury Sweet Moments
• $0.50 off Pillsbury Crescent Dinner Rolls
• $0.50 off Pillsbury Sweet Rolls
• $0.30 off Pillsbury Refrigerated Grands! Jr.
• $0.40 off Pillsbury Refrigerated Pizza Crust
• $0.50 off Pillsbury Refrigerated Cookie Dough
• $0.50 off Pillsbury Toaster Strudel
• $1.00 off Frozen Pillsbury Egg Scrambles™
• $1.00 off Romano's Macaroni Grill Frozen Entrée
• $0.50 off Cereal Treat Bars
• $0.75 off any Yoplait Kids products
• $0.75 off Yoplait Light Parfait
• $0.40 off Yoplait Yogurt
• $0.50 off any flavor Yoplait Greek yogurt
• $0.75 off any flavor Yoplait Frozen Smoothie
• $1.00 off Old El Paso Tortilla Stuffers
• $0.80 off Hamburger Helper and Tuna Helper
• $1.00 off Totino's Crisp Crust Party Pizza

Personal Care Products

• $0.75 off any Clear eyes Product
• $0.40 off THREE (3) KLEENEX On-the-Go Tissue Pack
• $2.00 off any AVEENO sun protection product

New Dental teeth printable coupons

Check out these great new coupons that will save you money on dental health
 

• $0.75 off any Effergrip Denture Adhesive product
• $1.00 off any LISTERINE for Kids product
• $1.00 off any REACH Floss Product
• $1.00 off any LISTERINE WHITENING Rinse
• $1.00 off LISTERINE Mouthwash

Easy frugal cooking tips for leftovers

As a busy mom of 3 boys I  try to make sure I am not wasting food.  I have in my menu plan using leftovers and it helps keeping my food budget down. 




One of the problems with leftovers, is that we tend to serve them day after day until they are gone.. Say you prepare a giant roast beef for Sunday dinner - there are plenty of leftovers, but the family will get tired if you keep serving slices of roast beef over and over for the rest of the week. You will have to get creative with your meal planning to keep dishes on the table that your family will actually eat.



You can start by chopping that roast up into bite size pieces. Add in some frozen vegetables, and some instant rice. Cook in a large frying pan or a wok, add in soy sauce and a beaten egg and you have a frugal meal of beef fried rice.



That's just one way that a leftover roast can be re-used. Don't forget beef stroganoff, a classic that's simple to make - just add some cream of mushroom soup, sour cream and egg noodles and you have a classic comfort food dish.

Another option would be to make a fritteria added the chop up roast (actually any leftover meat), added 2 cups of frozen brocolli, milk, 4 eggs, cheese and simply bake.  I will usually add some chop up roasted potatos as a side.


Don't let leftover meatloaf go to waste  - just take them and break them apart - they can become the basis for a traditional spaghetti meat sauce or you can add some taco seasoning and create a meal of tacos or burritos that is sure to be a family crowd pleaser. If doing the spagehtti and beef, I usually throw it in the crockpot to left the sauce and meat soak together,



Using a little creative thinking can turn any bunch of leftovers into frugal meals that last the whole week. Just take a moment to plan your main "big" meal and then brainstorm 2 or 3 other meals that can be made with it and make sure you have all the ingredients on hand in your pantry.

You'll be more likely to re-use leftovers if you don't have to hit the grocery store for last minute items. If you have enough leftover leftovers, you can even freeze this meal and pull it out of the freezer on another night.



By strategically using leftovers you will save time and money. Just watch your grocery bill go down and your free-time increase. You can even use the savings to order in one night - don't worry - we won't tell.


.

Frugal back to school tips

Depending on where you live you may only have a few more weeks left of summer vacation. 
As frugal SAHM (stay at home moms), getting ready to send our kids back to school for another school year, there are a few tips that I recommend that can make the transition smoother, while saving money and even teaching your kids a thing or two about tightwad living.

1. Stock Up on Supplies
Late July and the month of August are the best times for a SAHM to get school supplies for literally pennies on the dollar. Most SAHMs get what is on their child's supply list and are happy with their savings. But then, most moms also run out of sharp crayons, filler paper, notebooks and scissors (anyone here actually remember where their scissors are?) by mid-year. Be a frugal SAHM and spend a little extra money now to stock up on supplies to last you through the entire school year.

2. Color Coordinate
In our house, each child has his or her own color. It makes life so much easier! The red backpack, lunch box, pencil box, folders and notebooks belong to one child, while the blue belong to another. Now when someone leaves their notebook in the middle of the floor after school, I don't have to dig around to try to figure out whose it is!

3. Butter Up the Teacher
Remember all those cheap school supplies you got? Well, with the economy as it currently is, more and more parents are not able to provide what their children need to be successful in school. Usually, it is the teachers that end up picking up the slack, at a great expense to their already tight funds. Consider donating extra supplies to your child's teacher directly.

4. School Food
In our frugal SAHM house, we pack our lunches and snacks instead of purchasing them from school. Sunday is our preparedness day. We bake cookies and other treats to last the week (well, sometimes they get gobbled up early; we've learned to hide things from Daddy!) We also prewash, peel, and cut up veggies and put them into sandwich baggies for the week, such as carrots and celery. Juice boxes are stored in the freezer to keep lunch (and juice) cool until lunchtime everyday.

5. Money Management for Teens
The frugal SAHM tips above work great for elementary-aged kids, but what about teenagers? There is a whole different set of rules when it comes to teens! First, they should be given control over some of their own finances.
Offer to give your teen the same amount of money you would pay each month for school lunches. Your teen has the option of buying school lunch or using the cash to buy food at the grocery store to take a sack lunch, and pocket the difference. The rule here is that lunch must be eaten. Your teen will surprise you!

Hopefully these SAHM back to school tips will get you off to a great school year!

Rayven Perkins is an expert at saving money. She has spent more than 10 years finding and implementing unique cost-cutting strategies that allow her family to live comfortably off one income in a two-income society. Visit her site to learn how to stretch your dollar, easiest ways to save money and supplement income in order to stay a stay at home mom.

Frugal Tips for Washington DC

We are heading to DC in few weeks! We got our hotel Holiday Inn near the Capital as well as taking the Armtrak to Union Station.
Although hotels are costly and parking a challenge, the nation's capital is full of free attractions and things to do.


The White House  and the Capitol Building


Entrance to President's Park is free and gives the frugal traveler great views of the White House. The visitors center has some very nice permanent exhibits. Tours of the White House can be arranged by your congressman . However applications have to be received at least six months in advance.

We spent a whole day exploring the library of congress which is in the same building as the capitol!


Tours are also available of the Pentagon. These also have to be arranged well ahead of time.



Lincoln Memorial, Jefferson Memorial, Washington Monument



The National Mall And Memorial Parks contain some of the U.S.'s most important monuments. These include The Lincoln Memorial, Jefferson Memorial, and the Washington Monument within walking distances of each other. The Mall itself is a great place to picnic and people watch. Entrance is free.  Don't bother with taking any of the bus tours. Those are expensive.  We did one whole day walking the from one side to another! It was fantastic.



Smithsonian Museums

. Entrance as with all of the 17 Smithsonian buildings and the National Zoo is free. There are also free tours available. The buildings them  itself are  beautiful. Some of our favorite museums were


National Museum of Natural History


The National Museum Of Natural History is a favorite with kids. They have tarantula feedings, dinosaurs, and preserved animals. As with all the Smithsonian Museums, the National Museum Of Natural History is free.



National Museum Of American History



Another free Smithsonian Museum, the National Museum Of American History showcases American culture and history. From Dorothy's ruby red slippers to full sized locomotives, think of an American icon and you can likely find it in this museum.  You need atleast a 1/2 day to see everything.   Pack a lunch and sit inside their cafe or on the national mall which is right there.



Washington D.C. is full of free tourist attractions with American politics, history, and culture as the focus. The Smithsonian Museums alone, a great rainy day alternative, can take weeks to explore. The city is a must see for both American visitors and residents.



You can use Restaurant.com andgroupon to get some good deals on restuatants

Friday Freebies

Einsteinbros.com Free bagels friday morning in July

NEW Gain Dish Soap - Free 11oz SamplesDates: 7/22/2010 - 7/25/2010 free at walmartCome try the NEW Gain Dish Soap! Free 11oz samples will be distributed throughout the event so you can try these amazing fresh scents that come with an incredible clean. Be the first to try the new Gain Dish Soaphttp://instoresnow.walmart.com/Event...txtEventId=137

__________________
Lanacane- Free Anti-Chafing Gel Sample (US)http://www.lanacane.com/survey.asp

Free Natural Sleep Aid Sample (US)http://dontdisturbmesite.com/index.p...form&form_id=1

Costco- Free Nicorette Fruit Chill Starter Kit (US)http://www.costco.com/Browse/Product...=1&topnav=&s=1

Free Womanity Fragrance Sample (US)http://esampling.womanity.com/us/

HAIRTRIGGERED- Free Shampoo & Conditioner Sample (US)
http://erik-prautsch.com/smoothsmooth_sample.php

Sam's Club- Free Sample of Axe Bodyspray for Members (US)http://www5.samsclub.com/Showcase/Un...XEPhoenix.aspx


free better than ears dog treat @walmart

http://instoresnow.walmart.com/enhan...ktid88773.aspx

Friday Freebies

Free bowling during the summer for kids at http://www.kidsbowlfree.com. You do have to register and they send you coupons for each week. Free Movies all summer!http://www.regmovies.com/nowshowing/freefamilyfilm.aspx

STAYFREE® - Free Sample –

Hard Water Test Kit, Water Conditioning –

Facebook- Free Sample of Purity Facial Cleansing Cloths (US)http://www.facebook.com/tos.php?api_...s&locale=en_US

Boboli- Free Party Pack for hosting a House Party (US)http://houseparty.com/landing_pages/view/bobolibbqIf selected, your FREE Beat BBQ Boredom party pack will include:Coupons for hosts to purchase 8 Boboli Pizza Crusts Coupons for Boboli Pizza Crust for your guests 1 Food Tent for your Pizza 15 Branded Grocery Totes 15 Branded Picture Frame Refrigerator Magnets Boboli Recipe Cards Grilling Tips & Product Information

Soooo Sweet! sample

Special Offers on ProSobee - Enfamil print freebie coupon

Head & Shoulders samples


Gas-X® Prevention Sample Gas-X®

Frugal Dinner planning Mar 30th

Sunday Dinner over my mom

Mom Steak stir fry ( I didn't realize I got stir fry steak on marked down we usually do not do stir fry)

Tues Chicken, veggies and roasted potatoes

Wed Pork chops (I picked up a ton of thin cut pork chops that were on meat marked down-good deal)

Thurs Fish sticks and roasted potatoes

Fri Layered Ground beef crockpot

Sat Pizza

CVS weekly extra care bucks deals 3/30-4/5

Here are the CVS starting today Of course check your coupons to see if you can match any up. I


ECB Specials
$5 ECB WYB $15 of the following: Fantastik, Scrubbing Bubbles, Shout,
Windex$.2.99, Palmolive Dish Soap $0.99, Suavitel Fabric conditioner 2/$7.00 – Limit 1
$5 ECB WYB 3 Kiss or Broadway Artificial Nails - Limit 1
$4.99 ECB WYB Softsoap Spa 12 oz - $4.99
$5 ECB WYB $15 Maybelline cosmetic item - Limit 1
$2 ECB WYB Zantac 150 (24 ct) or Zantac 75 (30 ct) - 9.99 - Limit 1

$10 ECB WYB Accu-Chek Diabetes Monitoring Kit (Avia or Compact Plus) $19.99 Limit 2

$3 ECB WYB Bowl Appetite or Fiber One Bars 2 pk - $6.99 – Limit 5
$1 ECB WYB Gold Emblem Roasted or Smoked Almonds 21.6 oz - $7.99 – Limit 5
$5 ECB WYB Three (3) Essence of Beauty Cosmetic Accessories or Bath Products – Limit 5
$5 ECB WYB $15 Neutrogena Skin Care – Limit 5
$10 ECB WYB 24.7 Skin Care products – Limit 5
$5 ECB WYB $15 of any Caress, Dove, Lever Bar Soap or Dove Body wash – Limit 5
$5 ECB WYB $15 Garnier items – Limit 5
$5 ECB WYB $15 Clean & Clear - starting at $4.29 – Limit 5
$5 ECB WYB any University Medical Acne or Skin Care with regular retail price $19.99 or more – Limit 5
$5 ECB WYB $15 of Jergens Moisturizer, natural glow (excludes 10 oz and trial sizes). John Freida Collection shampoo, conditioner or styler, Biore, Curel – Limit 5
$3 ECB WYB Two (2) Mennen Deodorant - 2/$6 – Limit 5
$3 ECB WYB Colgate 360 degree Micro Sonic toothbrush – Limit 5
$2 ECB WYB $10 Abbott Nutrition product – Limit 5
$10 ECB WYB CVS/pharmacy One-Time-Use Video Camcorder - 29.99 – Limit 5
$10 ECB WYB CVS/pharmacy Digital One-Time-Use Camera - 19.99 – Limit 5
$3 ECB WYB Photo Book - 12.99 – Limit 5

$5 ECB WYB $15 Nivea, Nivea for Men or Eucerin - Limit 10

Buy ONE Get ONE FREE
Natures Bounty Vitamins or Supplements
Colgate Toothpaste or Toothbrush
CVS Alkaline Batteries
All L’Oreal Foundation, Powder, Blush, Concealer or Lipcolor
Olay Body Wash
Twizzlers
CVS Fish Oil or Coenzyme Q10
CVS Calcium Supplements
Life Fitness

Buy ONE Get ONE 50% off
Adult of Childrens Sunglasses
All lumene
Styli-Style or prestige cosmetics
Calvin Klein, Kenneth Cole, Tommy, Ralph Lauren or Liz Clairborne
All L’Oreal Mascara, Eye Shadow, or Liner
Ellin LaVar Hair Care
Marc Anthony Hair Care
Optimum Care Relaxer or Oil Therapy
Scunci Kids or Fashion Ornamentals
CVS Baby Care
Bic Disposable Razors
Reading Glasses by magnavision
All Icy Hot products
CVS Food Storage Bags or Wrap

Friday Freebies and coupons

The Baltimore Life Companies - Freebie For Baby

Take the Unisom 8-Day Challenge

Ultra Antacid by Zicam sample

Estroven: Special Offers and Promotions by Estroven $3.00 off coupon

KnowMenopause Inside & Out DVD, featuring Cheryl Ladd.

Fiber One® Cereal

Gerber baby food sample

ZingiberRx - Topical joint and muscle pain relief cream for arthritis sufferers. sample

- Request Form for Food Allergy and Intolerance Survival Guide

Free t-shirt from ohshot.com

GoldBond

freebie newsletter

Frugal Spring Lawn care tips

Now that we are in the early stages of spring, there are plenty of things to do to prepare your lawn for the coming weeks. For the month of March, we will focus on several lawn care topics of interest: Compost, Irrigation, and Mowing

Compost

Organic compost is one of the easiest and most environmentally friendly ways to treat your lawn. At this point in the season, you should take great care not to apply any fertilization too early, which can lead to overwhelming growth while the weather is still cold and can cause stress to the turf. However, compost comprised of clippings from mowing your lawn can be gathered together and applied to your lawn later in the month or even at the beginning of April. Besides grass clippings, virtually any organic material can be used for compost.

The two key points when using compost are: 1.) Apply the compost so that it can make its way down into the turf and does not remain on the grass blades 2.) Water your lawn after you've applied compost, to activate the compost microbes and wash them onto your soil.

Irrigation

Have you ever wondered why your neighbor's lawn looks so green all the time while it's a struggle to maintain your own lawn? Perhaps your neighbor has a permanently in-ground irrigation system. Irrigation is key to maintaining a constantly green lawn and can help move your lawn to its greenest potential, especially during the growing season. Irrigation, if done correctly, can help you save time and even conserve water because of the control you have over the amount of water, and when and where your lawn will receive water.

Installing an irrigation system yourself is definitely a doable project if you plan accordingly and acquire the right equipment. However, it will be a lengthy project that can consume several of your weekends, depending on how large your lawn is. For irrigation equipment and drip irrigation supplies, you can either purchase or rent them from any modern hardware store.

If you are unfamiliar with irrigation systems or it will be your first time to install one, the best thing to do would be to contact a professional to guide you through the irrigation system process. A badly installed irrigation system can cost you over the next several years on needed repairs or revisions to the system.

During the planning stages for your irrigation system, it would be a good idea to get some advice from a knowledgeable person on the topic. For high-pressure systems, it is very difficult to plot exact spray patterns. Having a consultant on hand can help you determine specialized sprinklers and emitters for specific lawn needs. The technology of drip irrigation is constantly changing and it would be a good idea to talk to someone who knows the trends.

For March, you should irrigate your lawn about twice a week (unless it has been raining). Lawns are that over-irrigated can be more prone to pests, lawn diseases, or even promote a shallow root system.

Mowing

Once your lawn turns green, it is time to mow. Make sure you have the lawn mower blades set at an appropriate height from 3/4 to 1 inch, keeping in mind that it may vary depending on the type of lawn you have. How often should you mow? For March, mowing your grass once a week should do the trick.

Keep in mind that cutting your grass less than once a week while the grass is actively growing can result in the immediate loss of a large quantity of leaf. This can come as a shock to the grass and may encourage an open turf prone to moss and weeds. Maintaining a consistent mowing schedule is also beneficial.

If you find that your grass has grown tall after coming back from a trip, you should tip it at the first cut and reduce the height at the next cutting a few days later. After that, you can resume your normal and recommended height for cutting.

March is the best time to begin mowing your lawn and by starting now, you can cultivate your lawn and keep the grass blades looking fine.

Fran Phalin is a homeowner and freelance editor/writer on things that work and is based in Austin, Texas. Fran has worked successfully with the guys at ABC to get her lawn care problems resolved. ABC Pest & Lawn offers a comprehensive solution for lawn care service for you which includes mowing and edging.

Frugal Dinner planning Mar 23

Sunday Easter dinner

Mon Chicken, broccoli and stuffing casserole

Tues Chili

Wed Spaghetti and meatballs

Thurs Breakfast for dinner

Fri Clean out the fridge night!!

Sat Pizza

CVS weekly extra care bucks deals 3/23-29

Here are the CVS starting today Of course check your coupons to see if you can match any up. I

ECB Specials 3/23 Limit 1 unless otherwise noted! Holiday week so slow week!
$2 ECB WYB Nilla Wafers, Chips Ahoy or Fig Newtons 12-16 oz 2/$5.00 – Limit 1
$5 ECB WYB Two (2) CVS Highly Defining Skin Care: 1.7-5 oz PSA $8.49 – Limit 1
$2 ECB WYB Bengay Pain Relief $6.99 – Limit 1
$3 ECB WYB Clear Care Contact Solution $7.99 – Limit 1

$3 ECB WYB Two (2) Russell Stover Private Reserve Triple chocolate mousse or vanilla bean brulee 4.5 oz – Limit 5
$2 ECB WYB any (1) new Revlon item shown: Colorstay Mineral Eye Shadow $7.99
Colorstay Mineral Foundation or Blush $11.99, Custom Creations Foundation $9.99 - limit of 5
$5 ECB WYB $10 TRESemme Hair Care – Limit 5
$2.99 ECB WYB Colgate Total Advanced Toothpaste Whitening, gel or advanced fresh 4-4.2 oz – Limit 5

Buy ONE Get ONE FREE
All Maybelline Foundation, Powder, Blush, Concealer
Move Free
CVS Cleaning Pads/Cloths (swiffer type)

Buy ONE Get ONE 50% off
Got2B Styling Products
Neutrogena
All Wet N’ Wild
CVS Pharmacy Razor Blades
All Sally Hanson Hair Removers
All CVS Suncare or Sunless tanners
All Milani Cosmetics
All Adult & Childrens Sunglasses
All papermate pens, highlighters, sharpies
All CVS Spectravite
All Life Fitness Vitamins or Supplements
All Ocuvite, Preservavision Vitamin & Mineral Supplements
All CVS Frames/Albums

Other deals
Irish Spring 3 pack $0.97
Softsoap Liquid Soap $0.97
Kellogg’s Cereal 2/$3.00
$0.88 Specials – ANY For $0.88 – Kleenex tissues, Colgate Toothbrush, Colgate Toothpaste, CVS Bagged Candy.



Abbreviations:
ECB = Extra Care Buck
PSA = Prices starting at
CRT = Cash Register Tape
WYB = When You Buy

Helpful websites!!!
http://www.cvs.com/CVSApp/cvs/gateway/extracarehome
http://deals.families.com/cvs,f533
http://www.terismessageboard.com/showthread.php?t=13237
http://www.hotcouponworld.com/forums...splay.php?f=62

Freebies and coupons

Dove deorderant free sample

Free Comic Book Day

Glad flex force garbage bags

Vasoline skin care lotion

Purell Hand santizer

Colgate toothpaste

Serentiy pads

Doggy Delightz - sample

Clinque mascara

Free wildseeds

Mercury Magazines - get 3 free magazines

Glade® Wisp® Flameless Candle $5.00 off coupon

Free Blood Glucose meter for diabetics

March Madness Plasma tv survey

Frugal Five Meet Mary

Mary is a frugal mom from Pennsylvania in her late 30s

What is your financial life?
I am married have been for 10 years. My husband and I have 1 son age 8. We have recently remodelled our kitchen and bathroom in the house we bought a few years back. Luckily it is a 30 year fixed mortgage with a good rate. My husband works the family business which is commmerical painting. I work part-time in a local insurance office for the past 2 years.

What is your budget buster?
Groceries, utilities and gas . Both are getting higher and higher. Seems no matter how I try to cut back, conserve, etc. I am spending more and more.

What is your favorite money saving tip?
Bring your own lunch to work! This is a huge money saver for my husband and me. You can easily spend between $6.00-$9.00 on lunch a day.

If you had an extra $1000 what would you do with it?
Since we have recently remodelled, I would like to add the finishing touches.


What is your best resource for frugal living?
My favorites places for saving money are www.hotcouponworld.com and www.savingadvice.com

If you would like to be profiled send an email to info @ budgetdial.com

13 frugal uses for Peroxide

I received this in my email and I thought I would share the benefits of peroxide! I think I will be buying some the next time I hit the market.

'I would like to tell you of the benefits of that plain little ole
bottle of 3% peroxide you can get for under $1.00 at any drug store.


My husband has been in the medical field for over 36 years, and
most doctors don't tell you about peroxide. Have you ever smelled
bleach in a doctor's office? NO!!! Why? Because it smells, and it is
not healthy! Ask the nurses who work in the doctor's offices, and
asked them if they use bleach at home. They are wiser and know
better!

Did you also know bleach was invented in the late 40's? It's
chlorine, folks! And it was used to kill our troops. Peroxide was
invented during WWI in the 20's. It was used to save and help
cleanse the needs of our troops and hospitals.

Please think about this:

1. Take one capful (the little white cap that comes with the
bottle) and hold in your mouth for 10 minutes daily, then spit it
out. (I do it when I bathe.) No more canker sores , and your teeth
will be whiter without expensive pastes. Use it instead of
mouthwash.

2. Let your toothbrushes soak in a cup of peroxide to keep them
free of germs.

3. Clean your counters and table tops with peroxide to kill
germs and leave a fresh smell. Simply put a little on your dishrag
when you wipe, or spray it on the counters.

4. After rinsing off your wooden cutting board, pour peroxide
on it to kill salmonella and other bacteria.

5. I had fungus on my feet for years until I sprayed a 50/50 mixture
of peroxide and water on them (especially the toes) every night and
let dry.

6. Soak any infections or cuts in 3% peroxide for five to ten
minutes several times a day. My husband has seen gangrene that would
not heal with any medicine but was healed by soaking in peroxide.

7. Fill a spray bottle with a 50/50 mixture of peroxide and
water and keep it in every bathroom to disinfect without harming
your septic system like bleach or most other disinfectants will.

8. Tilt your head back and spray into nostrils with your 50/50
mixture whenever you have a cold, plugged sinus. It will bubble and
help to kill the bacteria. Hold for a few minutes, and then blow
your nose into a tissue.

9. If you have a terrible toothache and cannot get to a dentist
right away, put a capful of 3% peroxide into your mouth and hold it
for ten minutes several times a day. The pain will lessen greatly.

10. And of course, if you like a natural look to your hair,
spray the 50/50 solution on your wet hair after a shower and comb it
through. You will not have the peroxide-burnt blond hair like the
hair dye packages but more natural highlights if your hair is a
light brown, faddish, or dirty blond. It also lightens gradually,
so it's not a drastic change.

11. Put half a bottle of peroxide in your bath to help rid boils,
fungus, or other skin infections.

12. You can also add a cup of peroxide instead of bleach to a
load of whites in your laundry to whiten them. If there is blood on
clothing, pour it directly on the soiled spot. Let it sit for a
minute,
then rub it and rinse with cold water. Repeat if necessary.

13. I use peroxide to clean my mirrors. There is no smearing,
which is why I love it so much for this. I could go on and on. It is
a little brown bottle no home should be without!

With prices of most necessities rising, I'm glad there's a way
to save tons of money in such a simple, healthy manner!