Well I woke up this morning and next to the coffee maker was an accident report. My husband decided he was going to the local convenience store to get some ice cream at 10:30pm (I fell asleep watching Freaky Friday on the couch) and got into a car accident. He is okay thankfully just some front end damage to our old 1996 Dodge Caravan. Who knows how much! Well, it must have been karma because we were talking earlier in the night the no ice cream rule in our husband because we both need to lose a few pounds.
We had been thinking of switching insurance agents for the past few months because whenever we did those free car insurance quotes it always came out better. It only took about 15 minutes to do the quote. It is always a good idea to do the comparison shopping on auto insurance and check several different companies.
I found some good tips on saving money on auto insurance and also some tips from Geico and National Insurance Crime Bureau's on preventing auto theft:
1) Keep your vehicle locked at all times, even while driving. Close all windows and sunroofs, no matter how hot it is.
2) Never leave your keys in the car.
3) If possible, park in busy, well-lit areas. Thieves prefer to work in the dark. Leave your car in park or in gear with the wheels turned toward the curb or some other obstruction, so thieves won't be able to tow it easily.
4) Avoid leaving valuables inside your vehicle where passersby can see them.
5) Install an anti-theft system in your vehicle if it doesn't have one. A mechanism that locks onto the steering wheel can be a very visible sign that you've taken steps to protect your vehicle. Ignition cut-off systems prevent a car from being started. Some new cars come with passive alarms that activate automatically when the key is removed from the ignition. One system emits a signal that can be tracked by the police. Thieves are reluctant to steal vehicles that can be tracked and recovered quickly. Many insurers offer discounts for these types of systems.
6) Beware of the "bump-and-rob" technique. Carjackers bump your car from the rear, then steal it when you get out to look for damage. When stopped at a traffic light, leave room to maneuver around the vehicle ahead if you need to. If another car bumps yours and you feel threatened, drive to a populated area. If you have a cell phone, call the police for assistance.
7) Do not leave registration or title in the car. Too often a car thief is pulled over and gets away from the police because he or she can produce the auto registration. If multiple drivers use the vehicle, the best suggestion would be to hide the registration in a secret location that only the owners know.
8) Look around. Be aware of your surroundings, especially in garages, parking lots and gas stations.
9) Know where you're going. Avoid known high-crime areas even if the alternate route takes a little longer.
10) If confronted by a carjacker, do not resist. Cars can be replaced; you can't.
11) Have your car's vehicle identification number (VIN) etched on each of the windows. Car thieves want to get off cheap. They don't want to go to the expense of replacing all the glass
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