Wedding insurance Do Brides need it?

The average wedding these days cost $26,000. Many brides are doing the big wedding include my recently engaged sister She wanted a small wedding but when you add in family and friends the guest list is over 240 people.

So what happens if you put out all of these deposits and something happens...

Wedding Insurance!

It is another added expense for the bride and groom, but when you are spending that much money, insuring it might be worth it. Policies from www.wedsafe.com range from $185 for coverage up $7500 to $405 for 50,000


What is covered?


Weather - If the policy is purchased more than 14 days before the wedding and adverse weather prevents the celebration from taking place or a majority of your guests from attending, the costs of rescheduling the event are covered. Be aware that dark skies and light rainfall alone won't qualify as reason enough to cancel your wedding.


Key People - If people crucial to the wedding are unable to attend due to illness or injury, the cost of postponing the event is covered. This also holds true if the officiant fails to appear on your wedding day.


Military - If the wedding must be postponed due to the bride or groom in the military having their leave withdrawn.


Photographs & Video - If your photographer fails to show, if the film used for your photos is defective, or if the negatives are lost, destroyed, or improperly developed, this coverage allows you to reunite the wedding party for a re-shoot to capture your wedding memories.


Special Event Gifts - This coverage is designed to protect you against the theft, damage or loss of your special event gifts.


Special Attire - If your special event attire or one of your attendants is lost or damaged, this coverage will provide for repair or replacement.


Special jewelry - This coverage is designed to replace special event jewelry that is lost or stolen prior to your wedding day.


Loss of Deposits - If one of your vendors goes bankrupt or ceases doing business, this coverage will respond to reimburse you for any deposits you may lose as a result.

What about cold feet? No it isn't covered. Look at the details and the fine print when making a decision.