Some simple tips from Dave Ramsey... on getting your financial house in order
1. Pay Cash or Debit Card.... no credit cards You don't want a second mortgage
2. Get Instense it is about 80% behavior 20% math
3. Find a friend-an accountability partner
4. Sell the car if it is tightening the noose around you....
5. Remember Murphy Laws If it can go wrong, it will go wrong "Keep three to six months of expenses in place. And that will keep the black cats away from the door."
Dealing with Murphy's
2 comments:
I am just starting to learn more about Dave Ramsey.
He's right about the car -- it is like a noose around my neck! We got it 2 years ago when finances were much, much better.
I also love the "80 % behavior and 20 % math"! I'm working on changing my behavior, and it's not easy!
Sherry
Sherry thanks for the comment. Luckily for us the car has never been the noose, we don't buy brand new cars and make sure our payment is in the $200 range.
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